Jan joined Caldwell Trust Company in 2001. As a member of the Caldwell Senior Leadership team, Jan manages the Clients Services Division which includes all Fiduciary, Marketing, and Investment Services. Jan began her career in the financial services industry at Winters Bank in her native Dayton, Ohio while attending Sinclair College. In 1977 Jan moved to Sarasota to join the Trust Department of Southeast Bank, and upon completion of the Florida Graduate Trust School in 1981, Jan became a Trust Officer, and eventually Senior Trust Officer, for the Bank. In addition, Jan has successfully completed the curriculum through the College of Financial Planning.
As the trust industry changed focus toward selling investment products, Jan left the trust business unwilling to put herself at conflict with her clients’ best interests. She returned to the trust industry when introduced to Caldwell Trust Company by a former colleague who was one of Caldwell’s founding directors.
Always passionate about the community, Jan has served as a member and officer of several local Boards and currently serves as Board Chair of Stratum Health Systems, Secretary of Empath Health, Founding Board member of the Tidewell Foundation, and is a member of the Mote Marine Laboratory Advisory Council.
Jan is married to Jim Culter, Senior Scientist and Program Manager of Benthic Ecology at Mote Marine Laboratory, where he has worked since 1979.